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how do i get 3.1698 Present VALUE of Anuity factor 76 10% 4 = 120,000 = 37857 120 000 - 37857 3.1698 How Do I

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Present VALUE of Anuity factor 76 10% 4 = 120,000 = 37857 120 000 - 37857 3.1698 How Do I get 301698

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