how do i solve this using a financial calculator

Question 1 1/1 pts Trish receives $450 on the first of each month. Josh receives $450 on the last day of each month. Both Trish and Josh will receive payments for next four years. At a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments? $159.08 $154.30 $141.80 PVADue = $450[(1 - 11/11 + (095/12)(412/0.095/12)][1 +0.095/12) PVADue - $18,053.58 PVA - $450|(1 - [1/[1 + (.095/12)(4x1271/0.095/12)] PVA - $17.911.78 Difference - $18,053.58 - 17.911.78 Difference = $141.80 $141.80. You sel 5162.50 515106 part2.pdf 7 4 MacBook Air