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How do you think firms decide which type of private debts to use? Do they have a choice? Do managers consider what is being offered

How do you think firms decide which type of private debts to use? Do they have a choice? Do managers consider what is being offered by Financial Institutions (FIs)? Conversely, what do FIs look for in firms? What considerations are taken into account by both sides? What kinds of negotiations do you think are involved?

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