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How is the amount of workers' compensation insurance estimated for the year? a. It is calculated based on estimated payroll for the year multiplied by

How is the amount of workers' compensation insurance estimated for the year? a. It is calculated based on estimated payroll for the year multiplied by a rate (i.e., $300,000 2%). b. Each state applies a standardized cost matrix. c. Industry standards apply to a cost structure. d. It is based on previous years' incidents and any anticipated increases or decreases

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