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How is the claim amount calculated in a personal auto insurance policy if the policyholder's car is declared a total loss? How is the claim

How is the claim amount calculated in a personal auto insurance policy if the policyholder's car is declared a total loss? How is the claim amount calculated in a personal auto insurance policy if the policyholder's car is declared a total loss? The replacement cost of a new car The current market value of the car The total cost of repairs to the damaged car The original purchase price of the car

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