How many payments can Gary expect to receive in retirement? He expects to earn 7.97 percent in his retirement account. He plans to save $22,600.00 per year in his retirement account for 5 years, with his first savings contribution to his retirement account expected today. In retirement, Gary plans to withdraw $30,900.00 per year for as long as he can, with his first retirement payment received in 5 years.(Round the value to decimal places)