How many payments can Raymond expect to receive in retirement? He expects to earn 7.83 percent in his retirement account. He plans to save $21.500.00 per year in his retirement account for 5 years. with his first. savings contribution to his retirement account expected today. In retirement. Raymond plans to withdraw $30,100.00 per year for as long as he can. with his first retirement payment received in 5 years.(Round the value to decimal places)