HOW much is a person worth financially? How much are you worth financially? How would you be able to find this out? Take a look at the following example of how an accountant determines how much a person or a company is worth. Meet Cindy Chow. Cindy's dream is to start her own business but first she needs to go to her bank for a loan to help her get started. She would like to borrow $20,000. The assistance bank manager sits down with Cindy and works out her net worth. Cindy's net worth is an important consideration in deciding whether to offer her a loan. To help her decide, the assistant manager follows these three steps