How much money must be put into a bank account yielding 4.75% (compounded annually) in order to have $4,500 at the end of 15 years (round to nearest $1)? Select one: a. $2,123 O b. $2,027 O c. $2,243 O d. $2,561 You borrow $25,000 today and agree to pay back a lump sum of $32,000 in 4 years. What is the annual interest rate that you are paying? Assume annual compounding. Select one: O a. 28% O b. 2.28% O c. 6.37% O d. 7.15% O e. 5.89%