How much more (in $) will Tom have than Dick

Tom plans to save $93 a month, starting today, for 22 years. Dick plans to save $93 a month for 22 years, starting one month from today. Both Tom and Dick expect to earn an average return of 4.28 percent APR on their savings and both will make the same number of deposits. At the end of the 22 years, how much more (in $) will Tom have than Dick? Answer to two decimals