How much must be invested now at $10\%$ interest to accumulate to $$22,000$ in five years? $($FV of $$1,$ PV of $$1,$ EVA of $$1,$ and PVA of $$1).($Use appropriate factor$($s$)$ from the tables provided.$)$

Multiple Choice

$$ $$13,660$

$$ $$13,506$

$$

$$11,000$

$$

$$11,000$