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How much will accumulate in a individual Retirement Account (RA) in 15 years if 5,000 is deposited in the account at the end of each

How much will accumulate in a individual Retirement Account (RA) in 15 years if 5,000 is deposited in the account at the end of each quarter during that time? The account earns 8% interest, compounded quarterly what is the effective interest rate?

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