How to calculate the future and present value of a single sum, an annuity, and a mixed stream, including finding the number of periods, interest rate, and payment How to calculate the present value of a perpetuity How the compounding frequency affects the future value The difference between the nominal rate of interest and the effective rate of interest The difference between an ordinary annuity and an annuity due Applications of future and present value: loan amortizations, growth rates, etc