How would an interest rate be determined for someone financing their home with a conventional mortgage?
	The rate is negotiated between the borrower and the lender.
	The rate is established by the federal government.
	The rate is set by the lender.
	The rate is regulated by the FDIC or FSLIC.
	The rate if set by the Fed.

The Federal Housing Administration (FHA):
	guarantees that a borrower will receive a mortgage.
	finances expensive homes.
	only finances single family residences.
	only lends to a few, qualified borrowers.
	provides insurance on a mortgage for qualified borrowers.