How would you interpret the number highlighted in yellow?

How would you interpret the number highlighted in yellow? Index Fall 2011 Product: Insurance Autos/Other Vehicle Insurance - Company Allstate ANY Adults Total Proj Pct Pct '000 '000 Across Down 230416 19219 8.3 100 111472 9805 8.8 51 118944 9414 7.9 49 62874 5828 9.3 30.3 44620 3671 8.2 19.1 71520 5852 8.2 30.4 31650 2460 7.8 12.8 21703 2017 9.3 10.5 103170 8312 8.1 29441 2125 7.2 11.1 41294 3410 8.3 17.7 40658 3170 7.8 16.5 44642 3941 8.8 35570 2965 8.3 15.4 38811 3609 9.3 18.8 100 105 95 111 99 Total Men Women Educ: Graduated college plus Educ: Attended college Educ: Graduated high school Educ: Did not graduate HS Educ: Post graduate Educ: No college Age: 18-24 Age: 25-34 Age: 35-44 Age: 45-54 Age: 55-64 Age: 65+ 98 93 111 97 43.2 87 99 02 20.5 106 100 111 Women are 49% less likely than men to have Allstate auto insurance Women are 51% less likely than the representative population to have Allstate auto insurance C49% of all women have Allstate auto insurance 0 49% of Allstate auto insurance policy holders are women