How you can change or calculate different payoff amounts for your mortgage, please pick one of the following down payment options and decide what is your best option while also considering what is the most reasonable for a $159,900 house:

• 0% (Remember, there are few mortgage options that allow 0% down.)
• 3% (This is typically the "minimum" many lenders will allow you to put down.)
• 10%
• 20% (This is the down payment required for a "conventional" mortgage that often keeps you away from other hidden costs.)

Your post should include three reasons you feel your down payment is the most reasonable. One thing you may want to consider is whether or not a higher down payment is feasible.