Humana (HUM) is in the health care service industry with a Beta is 0.9 and subject to a tax rate of 40%. HUM has $24.31B of long term debt and according to latest quote has a market capitalization of $80.1B . Given the 10-year Treasury rate at 0.86% and market return is 5% what percentage of HUM risk is attributed to financial risk?

		17.22%
		15.40%
		13.93%
		19.53%
		22.50%