I am lending 500,000 Australian dollars to a company in Australia. The company will build a factory and then return 550,000 Australian dollars three years from now. Given an exchange rate of 1.2 Canadian dollars per Australian dollar, a risk free rate in Canada of 1% and a risk free rate of 3% in Australia, what will be my compounded annual excess return on this investment? (i.e. above the risk-free return). use irp