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I am really confused about how to proceed with this question. may you please help me? Assume Peter's utility function as a function of income

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I am really confused about how to proceed with this question. may you please help me?

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Assume Peter's utility function as a function of income U=2* Income and the odds are 0.15 of being sick and receiving an income of $20K and 0.85 of being healthy and receiving an income of $40K. Would Peter be willing to pay $2,000 in loading fees to acquire insurance

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