I am trying to figure out which one of these applies? Please help.

Consider the following case: Red River Roadways, a U.S. company, hauls freight for Canadian, U.S., and Mexican firms. It currently operates 75 trucks and 300 trailers in all three countries and invoices its customers in their local currencies. Company management is becoming increasingly concerned with its risk exposures and recently expanded the responsibilities of the chief financial officer (CFO) to include a risk management function. Which of the following statements regarding Red River's risk management activities are true? Check all that apply. The fact that Red River has borrowed funds using fixed-rate peso-denominated loans in Mexico, fixed-rate Canadian dollar-denominated loans in Canada, and floating-rate U.S. dollar loans in the United States has not created any foreign exchange or interest rate risk for the company. Red River's trucks and trailers are exposed to physical and liability risks when operating on the road. One method that manages these risks is to purchase commercial insurance for the trucks, trailers, and their customers' cargo. Red River's risk management program should not be evaluated solely using a cost-benefit analysis for each feasible alternative. One risk facing Red River is the potential for a countrywide-or even worse, worldwide-recession, which would reduce both the volume of goods being shipped and the demand for Red River's services. Among the personnel risks to which Red River is exposed are damages to Red River's trucks and trailers or employee-caused damages to customers' cargo. O