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I am trying to use the PMT formula on excel to create an amortization for 15 and 30 years respectively. the loan 220,000. interest rate

I am trying to use the PMT formula on excel to create an amortization for 15 and 30 years respectively. the loan 220,000. interest rate 15 years 3.125 and 20years 3.625.' every time I am using the excel the data is not accurate . Please show me how to use PMT for amortization

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