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I find myself in a situation where I owe more money to creditors than I have, and I cannot make my monthly payments.I have borrowed

I find myself in a situation where I owe more money to creditors than I have, and I cannot make my monthly payments.I have borrowed all that I can, an I've picked up a third job.Now my creditors are pulling me into Court, and I feel like there is nothing I can do.What are some other options I have?What are some advantages or disadvantages of the various options?

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