> I h G k BJ BJ BJ M M Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help < > Q Fit docs.google.com present... + Background Layout Theme Transition BJ + [O M BJ E Q G SKY Slideshow Share M 2 3 Section #1: My Future Career & Income Section 1 of your project should contain the following Research Artifacts: 1) A completed My Future Career worksheet. 2) Required-A copy of a job posting from the internet or newspaper for a job that you can get right out of high school with dialans. Find job posting/advertisement for a job you would qualify for with only a high school diploma, Include a copy of this posting (photo-copy, print, or scan it) in this section of your repart. 3) Optional-A copy of a job posting from the intemet or newspaper for a job that requires a college degree/certification This artifact is optional-if you do plan on going to college, trade school etc. find a job posting that you would qualify for with your additional training and education Include a copy of this posting (photo-copy, print, or scan it) in this section of your report. If you don't plan on going to school beyand high school, then do not complete this task. 4) Complete the My Future Income worksheet and include it in this section: + Use the internet to find the starting salary for your job(s) if the job posting you found does not include one. Salary.com is a good resource. http://www.bls.gov/ach/ "Bureau of Labor Statistics" is also good resource. Use this information to complete the My Future Income worksheet My Future Career Artifacts Checklist What job or career do you plan on getting after high school? Do you plan on going to college or trade school? Why or why not? What degree or certification would you like to earn? Why? dick here to type Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school- only job? click here to type My Future Income Directions: While you research the salary income of your jobs and or careers, complete the following Income chart: Keep in mind that you will be working Full-time (40 hours) per week. Use the tax chart to complete. Current Tax Bracket SINGLE Yearly Salary Monthly Salary Monthly Salary Yearly Salary Before Taxes Before Taxes After Taxes: Career/Job "Gross Pay "Net Pay "Gross Pay Job with High School Diploma ONLY: Job with additional training or college y you make $15 an hour. That's $2,400 a month and $2 a) per year would be $24,480 and $2,040 a ma following Artifacts Checklist 4 Section #2: My Monthly Budget Section 2 of your project should contain Research Artifacts: 1) A completed My House worksheet. Include print-out of house 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet. Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of guste. 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your Section # 1: My Future Career & Income Section 1 of your project should contain the following Research Artifacts: 1) A completed My Future Career worksheet. 2) Required-A copy of a job posting from the internet or newspaper for a job that you can get right out of high school with diploma. Find a job posting/advertisement for a job you would qualify for with only a high school diploma. Include a copy of this posting (photo-copy, print, or scan it) in this section of your report. 3) Optional- A copy of a job posting from the internet or newspaper for a job that requires a college degree/certification: This artifact is optional-if you do plan on going to college, trade school etc. find a job posting that you would qualify for with your additional training and education. Include a copy of this posting (photo-copy, print, or scan it) in this section of your report. If you don't plan on going to school beyond high school, then do not complete this task. 4) Complete the My Future Income worksheet and include it in this section: Use the internet to find the starting salary for your job(s) if the job posting you found does not include one. Salary.com is a good resource. http://www.bls.gov/ooh/ "Bureau of Labor Statistics" is also a good resource. Use this information to complete the My Future Income worksheet Click to add speaker notes Artifacts Checklist 2 < > G k I h BJ BJ BJ M M Untitled presentation File Edit View Insert Format Slide < > Q Fit Section #1: My Future Career & Income Section 1 of your project should contain the following Research Artifacts: 1) A completed My Future Career worksheet. 2) Required-A copy of a job posting from the internet or newspaper for a job that you can get right out of high school with diglama. Find job posting/advertisement for a job you would qualify for with only a high school diploma, Include a copy of this posting (photo-copy, print, or scan it) in this section of your repart. 3) Optional-A copy of a job posting from the intemet or newspaper for a job that requires a college degree/certification + This artifact is optional-if you do plan on going to college, trade school etc. find a job posting that you would qualify for with your additional training and education Include a copy of this posting (photo-copy, print, or scan it) in this section of your report. If you don't plenan going to school beyand high school, then do not complete this task. 4) Complete the My Future Income worksheet and include it in this section: Use the internet to find the starting salary for your jab(s) if the job posting you found does not include one. Salary.com is a good resource http://www.bls.gov/ach/"Bureau of Labor Statistics" is also a good resource. Use this information to complete the My Future Income worksheet Artifacts Checklist My Future Career What job or career do you plan on getting after high school? Do you plan on going to college or trade school? Why or why not? What degree or certification would you like to earn? Why? Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school- only job? click here to type 3 My Future Income Directions: While you research the salary income of your jobs and or careers, complete the following Income chart: Keep in mind that you will be working Full-time (40 hours) per week. Use the tax chart to complete. Current Tax Bracket SINGLE Monthly Salary Monthly Salary Yearly Salary Yearly Salary Before Taxes Before Taxes After Taxes: Career/Job "Gross Pay "Net Pay "Gross Pay Job with High School Diploma ONLY: Job with additional training or college y you make $15 an hour. That's $2,400 a month and $2 a) per year would be $24,480 and $2,040 a ma 4 Section #2: My Monthly Budget Section 2 of your project should contain Research Artifacts: following Artifacts Checklist 1) A completed My House worksheet. Include print-out of house 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet. Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of guste. 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your docs.google.com present... Arrange Tools Extensions Help R + Background Layout Theme Transition Click to add speaker notes + BJ [O M BJ G SKY Slideshow Share M My Future Career What job or career do you plan on getting after high school? Do you plan on going to college or trade school? Why or why not? What degree or certification would you like to earn? Why? click here to type Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school- only job? click here to type 4 3 2 < > I h G k BJ BJ BJ M M docs.google.com present... Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help < 89Q Fit + Background Layout Theme Transition Artifacts Checklist Section #1: My Future Career & Income Section 1 of your project should contain the following Research Artifacts: 1) A completed My Future Career worksheet. 2) Required-A copy of a job posting from the internet or newspaper for a job that you can get right out of high school with diglama. Find job posting/advertisement for a job you would qualify for with only a high school diploma Include a copy of this posting (photo-copy, print, arconit) in this section of your repart. 3) Optional-A copy of a job posting from the intemet or newspaper for a job that requires a college degree/certification + This artifact is optional-if you do plan on going to college, trade school etc. find a job posting that you would qualify for with your additional training and education Include a copy of this posting (phato-copy, print, or scan it) in this section of your report. If you don't plenan going to school beyand high school, then do not complete this task 4) Complete the My Future Income worksheet and include it in this section: Use the internet to find the starting salary for your job(s) if the job posting you found does not include one. Salory.com is a good resource. http://www.bls.gov/ach/"Bureau of Labor Statistics" is also a good resource. Use this information to complete the My Future Income worksheet My Future Career What job or career do you plan on getting after high school? Do you plan on going to college or trade school? Why or why not? What degree or certification would you like to earn? Why? dick here to type My Future Income BJ + [O M BJ G SKY Slideshow Share M Current Tax Bracket SINGLE INCOME RANGE TAX $0 - $9,275 10% $9,276 $37,650 15% $37,651 $91,150 25% Directions: While you research the salary/income of your jobs and or careers, complete the following Income chart: Keep in mind that you will be working Full-time (40 hours) per week. Use the tax chart to complete. $91,151 $190,150 28% $190,151 - $413,350 33% $413,351 - $415,050 35% $415,051+ 39.6% Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school- only job? click here to type Career/Job Job with High School Diploma ONLY: My Future Income Directions: While you research the salary income of your jobs and or careers, complete the following Income chart: Keep in mind that you will b ill be working Full-time (40 hours) per week. Use the tax chart to complete. Current Tax Bracket SINGLE Monthly Salary Monthly Salary Yearly Salary Yearly Salary Before Taxes Before Taxes After Taxes: Career/Job "Gross Pay "Net Pay "Gross Pay Job with High School Diploma ONLY: Job with additional training of college Example you make $15 an hour. That's $2,400 a month and $28,000 year befacts. At a 15% at pay later per year would be $24,480 and $2,040 a mo Section #2: My Monthly Budget Section 2 of your project should contain following Research Artifacts: 1) A completed My House worksheet. Include print-out of house 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet. Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of guste. 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your Checklist Click to add speaker notes Job with additional training or college: Monthly Salary Before Taxes: "Gross Pay" Monthly Salary After Taxes: "Net Pay" Yearly Salary Before Taxes: "Gross Pay" Yearly Salary After Taxes: "Net Pay" Example: Lets say you make $15 an hour. That's $2,400 a month and $28,800 a year before taxes. At a 15% Tax Rate (minus $4,320) your net pay (after taxes) per year would be $24,480 and $2,040 a month! 4 3 2 > I h G k BJ BJ BJ M M Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help 5 1) A completed My Future Career worksheet. 2) Required-A copy of a job posting from the internet or newspaper for a job that you can get right out of high school with diplans. Find job posting/advertisement for a job you would qualify for with only a high school diploma. Include a copy of this posting (photo-copy, print, or scan it) in this section of your repart 3) Optional-A copy of a job posting from the internet or newspaper for a job that requires a college degree/certification This artifact is optional-if you do plen an gaing to college, trade school etc. find a job posting that you would qualify for with your additional training and education. Include a copy of this posting (phate-copy, print, ar scan it) in this section of your report. If you don't plan on going to school beyand high school, then do not complete this task 4) Complete the My Future Income worksheet and include it in this section Use the internet to find the starting salary for your job(s) if the job posting you found does not include are. Salary.com is a good resource http://www.bls.gov/sch/"Bureau of Labor Statistics" is also a good resource. Use this information to complete the My Future Income worksheet Checklist My Future Career What job or career do you plan on getting after high school? Do you plan certification would you like to earn? Why? on going to college or trade school? Why or why not? What degree or dick here to type Fit docs.google.com present... + Background Layout Theme Transition + BJ [O M BJ G SKY Slideshow Share M Section #2: My Monthly Budget Section 2 of your project should contain the following Research Artifacts: 1) A completed My House worksheet. Include print-out of house. Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school- only job? click here to type My Future Income Directions: While you research the salary income of your jobs and or careers, complete the following Income chart: Keep in mind that you will be working Full-time (40 hours) per week. Use the tax chart to complete. Career/Job Job with High School Diploma ONLY Job with additional training on college Current Tax Bracket SINGLE 4-$455 Yearly Salary Monthly Salary Before Taxes: Monthly Salary Yearly Salary After Taxes: Before Taxes: After Taxes: "Net Pay "Gross Pay" "Net Pay "Gross Pay" Example: Lets say you make $15 an hour. That's $2,400 a month and $28,000 a year before. At 15% Tax Rate (minus $4,320) your net pay after ta) per year would be $24,480 and $2,040 a monthl Section #2: My Monthly Budget Section 2 of your project should contain the following Research Artifacts: 1) A completed My House worksheet. Include print-out of house. 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet Include print-out of cer & Ins. quote 4) A completed My Insurance worksheet. Include print-out of quote 5) A completed My Wants worksheet. Include at least 2 print-outs 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your monthly budget. If you ONLY pla on working sign school diprom plan on getting additional training or college you will use that salary for your budget. Artifacts Checklist 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet. Include print-out of car & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of quote. 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your monthly budget. If you ONLY plan on working a high school diploma job you will use that salary. If you plan on getting additional training or college you will use that salary for your budget. Click to add speaker notes Artifacts Checklist 5 4 3 < > I h G k BJ BJ BJ M M Untitled presentation docs.google.com present... File Edit View Insert Format Slide 5 < 8 Q Fit Arrange Tools Extensions Help R + Background Layout Theme Transition What job or career do you plan on getting after high school? Do you plan on going to college or trade school? Why or why not? What degree or certification would you like to earn? Why? dick here to type Describe the job posting you found for the job that only requires a high school diploma. What does it pay? Does it have any benefits (medical, bonuses etc.)? Do you think you would like to perform this job for the next 20 years? Why or why not? click here to type Optional: (Only complete if you plan on additional schooling) What job posting did you find for the job that requires additional schooling beyond high school? How much does it pay? Does it have any benefits (medical, bonuses etc.) Do you think you would like to perform this job for the next 20 years? Why or why not? How much more does it pay than the high school-only job? My Future Income Current Tax Bracket SINGLE Directions: While you research the salary income of your jobs and or careers, complete the following Full-time (40 hours per week. Use the tax chart to complete Career/Job Job with High Diploma ONLY: hours) per no Monthly Salary Before Taxes Monthly Salary After Taxes: "Net Pay Yearly Salary Before Taxes "Gross Pay Job with additional training or college Example: Lets say you make $15 an hour. That's $2,400 a month and $28,000 a year before tam. Ata 15% Tax Rate ($4,320) your net pay later as per year would be $24,480 and $2,040 a month! Section #2: My Monthly Budget Section 2 of your project should contain the following Research Artifacts: 1) A completed My House worksheet. Include print-out of house. 2) A completed My Food worksheet. (Part I and Part 1) 3) A completed My Car worksheet. Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of quote 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: your NET Monthly salary, from the My Future Income monthly budget. If you ONLY plan on working a high school diploma worksheet when calculating job you will use that salary. If you plan on getting additional training or college you will use that salary for your budget My House Directions: Think about where live. (You may NOT live at home you afford? Your housing (including utilities) should with your parents) What can you a only be about 40% of your income. Go online and find a house or an apartment to rent and answer the following questions. Also include, in this section, a printed picture of your house or apartment with the location and cost clearly labeled Where are you going to live? Describe Skenes indvoe in your response number of bedrooms bathrooms, location of home, what utilities (gas, water, electric) are includedinot included? Cost of Utilities per month (if not Included). Use the internet to research the AVERAGE monthly cost of water, gas and electricity for your size home in your area. Write down the average MONTHLY cost of the following for the home of your choices Gas- Water Electricity- Artifacts Checklist Click to add speaker notes BJ [O + M BJ G SKY Slideshow Share M My House Directions: Think about where you are going to live. (You may NOT live at home with your parents) What can you afford? Your housing (including utilities) should only be about 40% of your income. Go online and find a house or an apartment to rent and answer the following questions. Also include, in this section, a printed picture of your house or apartment with the location and cost clearly labeled. Where are you going to live? Describe your home. Include in your response: is this a house or apartment, monthly rent, number of bedrooms/bathrooms, location of home, what utilities (gas, water, electric) are included/not included? Write down the average MONTHLY cost of the following for the home of your choice: Gas- Cost of Utilities per month (if not included). Use the internet to research the AVERAGE monthly cost of water, gas and electricity for your size home in your area. Water- Electricity- 4 < > I h docs.google.com G k BJ BJ BJ M M present... Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help 5 < 8 Q Fit + Background Layout Theme Transition Directions: While you research the salary income of your jobs and or careers, complete the following Income chart: Keep in mind that you will be working Full-time (40 hours) per week. Use the tax chart to complete. Monthly Salary Monthly Salary Before Taxe Career/Job "Gross Pay" "Net Pay Job with High School Diploma ONLY: Yearly Salary Before Taxes After Taxes "Gross Pay" "Net Pay Job with additional training on college Example: Lets say you make $15 an hour. That's $2,400 a month and $28,000 a year before. At a 15% Tax Rate ($4,320) your net pay (after) per year would be $24,480 and $2,040 month Section #2: My Monthly Budget Section 2 of your project should contain following Research Artifacts: 1) A completed My House worksheet. Include print-out of house 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet. Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of quote Artifacts Monday Breakfast: cereal & milk Lunch: Ham sandwich and chips, soda Dinner: taco salad, tea Snack: apples with caramel 5) A completed My Wants worksheet. Include at least 2 print-outs. 6) A Completed My Monthly Budget worksheet IMPORTANT: You will use your NET Monthly salary, from the My Future Income worksheet when calculating your monthly budget. If you ONLY an job you will was that salary, If you plan on getting additional training or college you will use that salary for your budget. 5 My House Directions: Think about where you are going to live. (You may NOT live at home with your parents) What can you afford? Your housing (including utilities) should only be about 40% of your income. Go online and find a house or an apartment to rent and answer the following questions. Also include, in this section, a printed picture of your house or apartment with the location and cost clearly labeled Where are you going to live? Describe your home. Include in your response: is 6 this a house or apartment, monthly rent, number of bedrooms bathrooms, location of home, what utilities (gas, water, electric) are includedinot included Write down the average MONTHLY cost of the following for the home of your choice: Gas Cost of Utilities per month (if not Included). Use the internet to research the AVERAGE monthly cost of water, gas and electricity for your size home in your area. Water- Electricity My Food- Part I Directions: Plan out your meals for an entire 31 day month 3 meals a day Include a snack for each dwg See Example Merde Thursday Saturday Click to add speaker notes BJ [O + M BJ G SKY Slideshow Share M My Food- Part I Directions: Plan out your meals for an entire 31 day month- 3 meals a day. Include a snack for each day. See Example... Sunday Monday Tuesday Wednesday Thursday Friday Saturday 7 5 < > G k I h BJ BJ BJ M M Untitled presentation Insert Format Slide Arrange Tools Extensions Help File Edit View < 8 9 Q Fit 1) A completed My House worksheet Include print-out of house. 2) A completed My Food worksheet. (Part I and Part II) 3) A completed My Car worksheet Include print-out of cer & Ins. quote. 4) A completed My Insurance worksheet. Include print-out of quote 5) A completed My Wants worksheet. Include at least 2 print-outs 6) A Completed My Monthly Budget worksheet IMPORTANT: thewater NET Monthly from the My Future Income worksheet when calculating your monthly budget. If you ONLY plan on working a high school diploma job you will use that salary. If you plan on getting additional training or college you will use that salary My House Directions: Think about where you are going to live. (You may NOT live at home with your parents) What can you afford? Your housing (including utilities) should only be about 40% of your income. Go online and find a house or an apartment to rent and answer the following questions. Also include, in this section, a printed picture of your house or apartment with the location and cost clearly labeled. Where are you going to live? Describe your home. Include in your response in number of bedrooms bathrooms, location of home, what utilities (gas, water, electric) are includedinot included Cost of Utilities per month (if not Included). Use the internet to research the AVERAGE monthly cost of water, gas and electricity for your size home in your area. Write down the average MONTHLY cost of the following for the home Gas- of your choices Water- Electricity- 6 My Food- Part I Directions: Plan out your meals for an entire 31 day month-3 meals a day. Include a snack for each day. See Example.. Monday Tuesday Wednesday Thursday Friday Saturday Grecary How Quantity Grocery Item Quantity Cest Monthly Food Budget My Food- Part II Directions: Once you have completed your food calendar (Part I) its time to go shopping! Think about what you would need to make each meal. Use an online grocery store ad or the ads from a newspaper to figure out the price of food. Don't forget things like soap, toilet paper, and household cleaners. (you may need to use 2 of these charts) **Remember to write down everything you will need for a month Click to add speaker notes docs.google.com present... + Background Layout Theme Transition BJ + [O M BJ E Q G SKY Slideshow Share M Grocery Item Quantity Cost Grocery Item Quantity Cost Line Total: Line Total: Monthly Food Budget Total of both lines: 6 19 < > G k I h BJ BJ BJ M M Untitled presentation Insert Format Slide Arrange Tools Extensions Help R File Edit View 5 < 8 9 Q Fit Where are you going to live? Describe your home. Include in your response is this a house or apartment, monthly rent number of bedrooms bathrooms, location of home, what utilities (gas, water electric) are includedinot included? Cost of Utilities per month (if not Included). Use the internet to research the AVERAGE monthly cost of water, gas and electricity for your size home in your area. Write down the average MONTHLY cost of the following for the home Gas of your choice: Water Electricity- My Food- Part I entire 31 day month 3 meals a das Include a snack for each day. See Example Sunday Thursday Friday Saturday 7 Grocery New Quantity Cast Grocery Item Quantity I Cest Line Total Line Total: Monthly Food Budget Total of both lines 8 Find an automobile that you will use on a daily basis to get back and forth to work. Be practical a used car is fine. Your transportation expenses include the car, gas, repairs, insurance etc. and should only be about 15% of your income. Autotrader.com to find cars and trucks for sale. Step 2 My Car Print out a picture of your car or truck and include it in Section 2 of your project. Make sure your printed picture includes: the price of the car, make/model, year of car etc. Step 3 Using the chart below, calculate your MONTHLY car payment. Then go online and research the AVERAGE cost of gas (MPG) for your vehicle. Calculate how much you will pay monthly for gas if you drive 1,200 miles a month and gas costs $2.50 a gallon. Step 4 Go online and print out an insurance quote for your chosen car. Progressive.com or Geico.com are 2 sites that will give you a free Include the printout of your insurance quote in section 2 of your Use this chart te calculate yearthly.sar 2%erest rate $5,000 car 60ment of $90.00 $10,000 car-60 $180.00 $15,000 60ths of $29.00 posts $20,000 60th of $361.00 $25.000 car905451.00 $30.000-6055410 Your Monthly Car Budget Car payment changes GARL divided by 12: Car Payment Cest of Oll Changes TTT Click to add speaker notes docs.google.com present... + Background Layout Theme Transition BJ [O M BJ Step 1 Find an automobile that you will use on a daily basis to get back and forth to work. Be practical- a used car is fine. Your transportation expenses include the car, gas, repairs, insurance etc. and should only be about 15% of your income. You can use websites like Honda.com, Chevrolet.com or Autotrader.com to find cars and trucks for sale. My Car Step 2 Print out a picture of your car or truck and include it in Section 2 of your project. Make sure your printed picture includes: the price of the car, make/model, year of car etc. Step 3 Using the chart below, calculate your MONTHLY car payment. Then go online and research the AVERAGE cost of gas (MPG) for your vehicle. Calculate how much you will pay monthly for gas if you drive 1,200 miles a month and gas costs $2.50 a gallon. Step 4 Go online and print out an insurance quote for your chosen car. Progressive.com or Geico.com are 2 sites that will give you a free quote. Include the printout of your insurance quote in section 2 of your project. Use this chart to calculate your monthly car payments at a 3% interest rate: $5,000 car 60 months of $90.00 payments $10,000 car 60 months of $180.00 payments $15,000 car 60 months of $279.00 payments $20,000 car 60 months of $361.00 payments $25,000 car 60 months of $451.00 payments $30,000 car-60 months of $541.00 payments Car Payment: Your Monthly Gas: Car Budget Car payment: Gas: Cost of 2 oil changes divided by 12: Cost of Oil Changes: + G SKY Slideshow Share M My Food-Part 9 8 00 7 Greenry Haw > G k I h BJ BJ BJ M M Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help R 5 < 89Q Fit Quantity Cast Grocery Item Quantity docs.google.com present... + Background Layout Theme Transition My Insurance BJ + [O M BJ G SKY Slideshow Share M Directions: Go to shop.anthem.com and find out the cost for an individual health insurance plan. Print out the quote (showing price and name of plan) and include it in section 2 of your project. Then answer the questions below: Monthly Food Budget Find an automobile that you will use on a daily basis to get back and forth to work. Be practical- a used car is fine. Your transportation expenses include the car, gas, repairs, Insurance etc. and should only be about 15% of your income. You can use websites like Honda.com, Chevrolet.com or Autotrader.com to find cars and trucks for sale. Step 2 Total of both lines My Car Questions: 1) What did you notice about the different choices of insurance plans available? 2) What plan did you decide to choose? Why? 3) What is the name of your chosen plan and what benefits does it offer? 4) If you go to the doctor, how much is the out-of-pocket co-pay? 5) What surprised you most about health insurance that you didn't know before? Print out a picture of your car or truck and include it in Section 20 your project. Make sure your printed picture includes: the price of the car, makalmodel, year of car ete. Using the chart below, calculate your MONTHLY car payment. online and research the AVERAGENTHLY car payment. Then go Calculate how much you will pay monthly for gas if you drive 1,200 miles a month and gas costs $2.50 a gallon. Step 4 Go online and print out an insurance quote for your chosen car. Progressive.com or Gelco.com are 2 sites that will give you a free quote. Include the printout of your insurance quote in section 2 of your project Use this chart te calculate your monthly.car $5,000 60 of $30.00 $10,000 car-600 $15,000 60 of $279.00pts $20,000 605361.00 $25.000905451.00 $30,000-$54.00 Monthly Car B car plymem Cest of 2 ell changes divided by 12 Cost of Oil Changes My Insurance Directions: Go to shop.anthem.com and find out the cost for an individual health insurance plan. Print out the quete (showing price and name of plan) and include it in section 2 of your project. Then answer the questions below Questions! 1) What did you notice about the different choices insurance plans available? 2) What plan did you decide to choose? Why? 3) What is the name of your chosen plan and what benefits does it offer? 4) If you go to the doctor, how much is the out-of-pocket co-pay? 5) What surprised you most about health insurance Answers Click to add speaker notes Answers: < > G k I h BJ BJ BJ M M docs.google.com present... Untitled presentation File Edit View Insert Format Slide < > Q Fit Arrange Tools Extensions Help R + Background Layout Theme Transition Line Total: Monthly Food Budget 8 Find an automobile that you will use on a daily basis to get back and forth to work. Be practical- a used car is fine. Your transportation expenses include the car, gas, repairs, vance like Honda.com how of your income. Autotrader.com to find cars and trucks for sale My Car Step 2 Print out a picture of your car or truck and include it in Section 2 of your project. Make sure your printed picture includes: the price of the car, makelmodel, year of car etc. Using the chart below, calculate your MONTHLY car payment. Then go online and research the AVERAGE coat of gas (MPG) for your vehicle. Calculate how much you will pay monthly for gas if you drive 1,200 miles month and gas costs $2.50 a gallon. Step 4 Go online and print out an insurance quote for your chosen car Progressive.com or Geico.com are 2 sites that will give you a free quote. Include the printout of your insurance quote in section 2 of your Car Budget Car payment Use this chart to calculate your monthly car ps2% interest rate: $5,000 car 60ment of $90.00 $10,000 car-60 $180.00 payments $15,000 of $273.00 s $20,000 60th of $361.00 $25.000 -90 545100 payments $30.000-905541.00 Cest of 2 all changes divided b Car Parent Cost of Oil Changes Expenses NEEDS Shelter (House or apartment) Transportation (car or truck) Utilities (gas, water, electric, trash) Food Auto Insurance Car Maintenance (oil changes) Medical Insurance Gas for Auto WANTS Cell-Phone Service Internet Service 9 10 10 Expenses NEEDS Cable TV Other Other ng price and Other Other Other Other Questions My Insurance Directions: Go to shop.anthem.com and find out the cost for an individual health insurance plan. Print out tive quete (showing p name of plan) and include it in section 2 of your project. Then answer the questions below 1) What did you notice about the different choices of insurance plans available? 2) What plan did you decide to choose? Why? 3) west is the name of your chosen plan and what benefits 4) If you go to the doctor, how much is the out-of-pocket co-pay? 5) What surprised you most about health insurance that you didn't know before? Shelter use or apartment portation track) water electric tra Aut Car Hill changes) Gas for Aut MANTS Cell-Phone Service Internet Service Cable TV Other Monthly Income after taxes Answers My Monthly Budget Monthly Cest arce: Where did you find monthly pricing? Answer the following questions in paragraph form "You much is your monthly compenses (eds and wants you have many fed your budget and doutback any exp?xplain What surprised you mestarching your expenses? ImTyp Dick here to type TTT Click to add speaker notes Monthly Income after taxes: $ BJ My Monthly Budget + [O M BJ G SKY Slideshow Share M Source: Where did you find Monthly Cost monthly pricing? Amount left: (Income - Expenses) Total Expenses: Needs + Wants= $ $ Answer the following questions in paragraph form: "How much is your net monthly income minus expenses (needs and wants)? Did you have money left over? Did you go over budget and need to cut back on any expenses? Explain. What surprised you most about researching your expenses? Insights? Type Below: Click here to type My Insurance 9 10 Expenses NEEDS 11 < > G k I h BJ BJ BJ M M Untitled presentation docs.google.com present... File Edit View Insert Format Slide 5 8 Q Fit Arrange Tools Extensions Help R + Background Layout Theme Transition Autotrader.com to cars and trucks for s Step 2 Print out a picture of your car or truck and include it in Section 20 your project. Make sure your printed picture includes: the price of the car, makalimodel, year of car etc. da: the chart beige, calentNTHLY Dent. Then online and research the AVERAGE cest of gas (MPG) Calculate how much you will pay monthly for gas if you drive 1,200 miles a month and gas costs $2.50 a gallon. Step 4 Go online and print out an insurance quote for your chosen car Progressive.com er Geico.com are 2 sites that will give you a free quote. Include the printout of your insurance quote in section 2 of your Project Use this chart to calculate your monthly.car $5,000 6090.00 $10,000 car-GOs of $180.00 payments $15,000 $20.00 $20,000 60th of $361.00 $25.000 car90ths at 5451.00 payments $30.000-50 $541.00 payments Your Monthly Car Bat Cost of 2 ell changes divided by 12 Car Payment Cost of O Changes Questions My Insurance Directions: Go to shop.anthem.com and find out the cost for an individual health insurance plan. Print out the quote (showing price and name of plan) and include it in section 2 of your project. Then answer the questions below: 1) What did you notice about the different choices of insurance plans available? 2) What plan did you decide to choose? Why? 3) What is the name of your chosen plan and what benefits does it offer? 4) If you go to the doctor, how much is the out-of-pocket co-payed y that you didn't most about health insurance know Answers Shelters or apartment Transportation ( USESes (gas, water, actric tra Auto Insurance Car Maintance jol changes) Medical MANTS re -Phe Servic Internet Service My Monthly Budget Source: Where did you find Monthly Income after taxes Total Expenses Needs Wants Monthly Cost monthly pricing Answer the following questions in paregraph form "You much is your not menthly income minus expenses (needs and wants)? Did you have many left over? Did you ga over budget and need to cut back any expenses? Explain. What surprised you mest outching your expenses? Insights? Type Ba Click here to type My Wants Directions: A house and food are NEEDS, things that are necessary to live. WANTS are things you would just like to have. What are some things that you would like to purchase MONTHLY to make your life more comfortable, such as internet service, cell phone service, new clothing or a vacation? List them below and then research how much they cost MONTHLY. Include a print-out for each item or service and include it in section 2 of your project. (You must have a minimum of 2 WANTS listed below) Items or Services I'd like to buy MONTHLY: Item/Service Monthly Cost M Click to add speaker notes 1) 2) 3) 4) 5) + BJ [O M BJ E Q G SKY Slideshow Share M My Wants Directions: A house and food are NEEDS, things that are necessary to live. WANTS are things you would just like to have. What are some things that you would like to purchase MONTHLY to make your life more comfortable, such as internet service, cell phone service, new clothing or a vacation? List them below and then research how much they cost MONTHLY. Include a print-out for each item or service and include it in section 2 of your project. (You must have a minimum of 2 WANTS listed below) Items or Services I'd like to buy MONTHLY: Item/Service Monthly Cost My Monthly Budget 11 > G k I h BJ BJ BJ M M Untitled presentation File Edit View Insert Format Slide Arrange Tools Extensions Help 5 8 9 Q Fit Questions individual health insurance plan. Print out the quete (showing price and name of plan) and include it in section 2 2 of your project. Then answer the questions below 1) What did you notice about the different choices of Insurance plans available? 2) What plan did you decide to choose? Why? 3) What is the name of your chosen plan and what benefits 4) If you go to the doctor, how much is the out-of-pocket co-pay? 5) What surprised you most about health insurance that you didn't know before? 10 10 Expenses NEEDS Shelter use or apartment dat electric f Auts Insurance Car Maintenance oil changes) Medical Insurance Gas for Aut MANTS Cell-Phone Service InterService Answers My Monthly Budget Searce: Where did you find Monthly Income after taxes Total Expenses Needs Wants S Answer the following questions in paragraph form "Yachiyour stantly incomes (eads and wants)? Did you have many for? id you gaver budget and dback Exple Whatsuprised you mest boutsorching your expenses? mig? Type Balon Dick here to type My Wants Directions: A house and food a NEEDS, things that are necessary to live. WANTS svou would just like TS are things y to have. What are some things that you would like to purchase MONTHLY to make your life more comfortable, such as internet service, cell phone service, new clothing or a vacation? List them below and then research how much they cost MONTHLY. Include a print-out for each item or service and include it in section 2 of your project. (You must have a minimum of 2 WANTS listed below) Items or Services I'd like to buy MONTHLY: Item/Service Monthly Cost 12 Section #3: My Credit Section #4: Project Reflection Section 3, 4 of your project should contain the following Research Artifacts: 1) Section 3: A completed What is Credit? Worksheet. 2) Section 3: A completed My Credit worksheet. Print-outs of 2 offers. 3) Section 4: A completed Reflection worksheet. Assembling your Finished Project: Artifacts Checklist 1) Use the SECTION 1.2.3 TABLE of CONTENTS/Checklists to put all worksheets and print-outs in the correct order. 2) Place all worksheets in Report Cover ar inch 3-ring binder. 3) Place calared poper or subject tabs to separate each section. (Label) 4) Decorate the cover of your binder/report with related pictures/clipart. Include your name, date end period TTTTT Click to add speaker notes docs.google.com present... + Background Layout Theme Transition BJ + [O M BJ G SKY Slideshow Share M Section #3: My Credit Section #4: Project Reflection Section 3, 4 of your project should contain the following Research Artifacts: 1) Section 3: A completed What is Credit? Worksheet. 2) Section 3: A completed My Credit worksheet. Print-outs of 2 offers. 3) Section 4: A completed Reflection worksheet. Artifacts Checklist Assembling your Finished Project: 1) Use the SECTION #1,2,3 TABLE OF CONTENTS/Checklists to put all worksheets and print-outs in the correct order. 2) Place all worksheets in a Report Cover or 1/2 inch 3-ring binder. 3) Place colored paper or subject tabs to separate each section. (Label) 4) Decorate the cover of your binder/report with related pictures/clipart. Include your name, date and period. 11 > I h docs.google.com G k BJ BJ BJ M M present... Untitled presentation File Edit View > > 8 9 Fit Insert Format Slide Arrange Tools Extensions Help + Background Layout Theme Transition 12 Tmportation Usites (as with Auto Insurance Car Main changes) Medical Insurance Gas for Auts MANTS Service Bank Name + BJ [O M BJ G SKY Slideshow Share M Monthly Income after taxes Total Expenses Answer the following questions in paragraph farm "You much is your tently compenses (eads and wants you have many fed doutback any exp?xplain What surprised you mestarching your expenses? ImTyp My Wants Directions: A house and food are NEEDS, things that are necessary to live. WANTS are things you would just like to have. What are some things that you would like to purchase MONTHLY to make your life mo more comfortable, such as internet service, cell phone service, new clothing or a vacation? List them below and then research how much they cost MONTHLY. Include a print-out for each item or service and include it in section 2 of your project. (You must have a minimum of 2 WANTS listed below) Items or Services I'd like to buy MONTHLY: Item/Service Monthly Cost 1234 1234 5678 9876 5432 197-9 CARDHOLDER What is Credit? Go to CreditKarma.com, click on "Help Center (Top right corner). Read through the Help Articles and answer the following questions: 1) 1) What is a credit score? 2) What is a "good" credit score? 3) What is the difference between 2) a credit report and credit score? 4) Why does a credit score drop? 3) Section #3: My Credit Section #4: Project Reflection Section 3, 4 of your project should contain the following Research Artifacts: 1) Section 3: A completed What is Credit? Worksheet 2) Section 3: A completed My Credit worksheet. Print-outs of 2 offers. Artifacts Checklist 3) Section 4: A completed Reflection worksheet Assembling your Finished Project: 1) Use the SECTION 1,2,3 TABLE of CONTENTS/Checklists put all worksheets and print-outs in the carrect order 2) Place all worksheets in a Report Caver ar inch 3-ring binder 3) Place colored paper or subject tabs to separate each section. (Label) 4) Decorate the cover of your binder/report with related pictures/clipart. Include your name, date and period. 5) Read the article Quick Tips for Improving Your Credit Health" on the Credit Karma website. List the 5 "Tasks" you should do to improve your credit heath. Type Below: Click here to type 13 What is Credit? Go to CreditKarma.com, click on "Help Center" (Top right corner). Read through the Help Articles and answer the following questions: 1) What is a credit score? 2) What is a "good" credit score? 3) What is the difference between 2) a credit report and credit score? 4) Why does a credit score drop? 5) Read the article "Quick Tips for Improving Your Credit Health" on the Credit Karma website. List the 5 "Tasks" you should do to improve your credit heath. Type Below: Click here to type Click to add speaker notes 14 13 12 Card Offer 11 Card A Gredz Mame o < > G k I h BJ BJ BJ M M Untitled presentation docs.google.com present... File Edit View Insert Format Slide 5 < > Q Fit Arrange Tools Extensions Help R + Background Layout Theme Transition Directions: A house and food NEEDS, things that are necessary to live. WANTS are things you would just like to have. What are some things that you would like to purchase MONTHLY to make your life more comfortable, such as internet service, cell phone service, new clothing or a vacation? List them below and then research how much they cost MONTHLY. Include a print-out for each item or service and include it in section 2 of your project. (You must have a minimum of 2 WANTS listed below) Items or Services I'd like to buy MONTHLY: Item/Service Monthly Cost Directions: Research 2 different credit My Credit Section #3: My Credit Section #4: Project Reflection Section 3, 4 of your project should contain the following Research Artifacts: 1) Section 3: A completed What is Credit? Worksheet. 2) Section 3: A completed My Credit worksheet. Print-outs of 2 offers. 3) Section 4: A completed Reflection worksheet Assembling your Finished Project: Artifacts 1) Use the SECTION 1,2,3 TABLE of CONTENTS/Checklists to put all worksheets and print-outs in the correct order 2) Place all worksheets in Report Cover or 1 inch 3-ring binder 3) Place colored paper or subject tabs to separate each section. (Label) 4) Decorate the cover of your binder/report with related pictures/clipart Include your name, date end period What is Credit? vvvvvvvvvvvv Go to CreditKarma.com, click on "Help Center" (Top right corner). Read through the Help Articles and answer the following questions: 1) What is a credit score? 2) What is a "good" credit score? 3) What is the difference between 2) a credit report and credit score? card offers on the Credit Card Comparison Chart Credit Card Offer Annual Fee Grace Period Purchase Interest Rate APR Cash Advance Interest Rate Does this card offer a special introductory APR? For how long? Credit Card A internet. (https://www.credi tkarma.com/shop/c reditcards is a good site). Remember you are NOT applying for a credit card only comparing the offers. Print out these 2 offers and include them in section 3 of your project. Then complete the chart below: Name of Credit Card Offer: Credit Card B Name of Credit Card Offer: 4) Why does a credit score drop? 5) Read the article "Quick Tips for Improving Your Credit Health" on the Credit Karma website. List the 5 "Tasks" you should do to improve your credit heath. Type Below: Click here to type My Credit Answer: In the near future credit card companies will start sending you information and offering you credit-will you accept? In 1 porn why you would would be interested in being credited. What the end of cord? What Types of as can be beat with credit card machine dedicard compassly charge? What you ment credit cent? Is it wise to any pay the mitofdit card bill? Why a why? Which Credit Card Offer (have) would be the best choice fecially weed credited Why? Type Below Click here to type Click to add speaker notes BJ + [O M BJ E Q G SKY Slideshow Share M Are there any special Perks of this card? Special Advantages? Is there a penalty charge for late payment? Is there a penalty for going over your credit limit? How much? Answer: In the near future credit card companies will start sending you information and offering you credit-will you accept? In 1 paragraph, explain why you would or would not be interested in obtaining a credit card. What are the pros and cons of credit card use? What types of items can be bought with a credit card? How much interest do credit card companies usually charge? What happens if you miss a payment on a credit card? Is it wise to only pay the minimum amount of a credit card bill? Why or why not? Which Credit Card Offer (above) would be the best choice financially if you wanted to get a credit card. Why? Type Below: Click here to type What is Credit? 14 14 < > I h G k BJ BJ BJ M M Untitled presentation docs.google.com present... File Edit View Insert Format Slide 5 < 8 Q Fit Arrange Tools Extensions Help R + Background Layout Theme Transition Read through the Help Articles and answer the following questions: 1) What is a credit score? 2) What is a "good" credit score? 3) What is the difference between 2) a credit report and credit score? 4) Why does a credit score drop? 5) Read the article "Quick Tips for Improving Your Credit Health" on the Credit Karma website. List the 5 "Tasks" you should do to improve your credit heath. Type Below: Click here to type My Credit D Are there an For how long? Fax 09 Offer: Answer interfecord compending you information and offering you credit-will you paragin why you would would indicate the peas and cons of th Types of as can be bought with credit card machine dedicard componiusally charge? What you poment credit cent? Is it wise to any pay the minimum would be the best choice fecially if you wanted to get credit cond. Why? Type Bel of credit card bill? Why a why? Which Credit Card Offer (have) Click here to type 15 Reflection: My Reflection Complete this reflection when you have finished sections #1-3 of your project. What did you learn overall from this project? Did "life expenses" cost more or less then you had anticipated? What was surprising about your income versus your budget? Do you plan on getting a credit card? Why? What did you learn about maintaining a good credit score? What would you like to adjust in your plans for the future based on this project? (maybe obtain a college degree etc.) (Must be 2-3 peregraphs in length) Type Below: 16 Use this chart told T ctions for Inc Up to $11,000 deduct tax $91001-5188,000 dedu 518801-5400.000 defect 33% x Student Cheat Sheet Use this chart calculate your car payments at a 25 interest.cat $5,000 cartof $10,000 car 60th of $180.00 payments $15,000 caths of $279.00 pents $20,000ca60 months of $361.00pments $25,000 cent of 1451.00 p $30,000 of 5541.00 Score Credit Score Chart Grading 720 and Above 680 to 719 Good 620679 Average 580619 Poor 500 to 579 Use this chat to www.wish Click to add speaker notes Student Cheat Sheet BJ + [O M BJ G SKY Slideshow Share M Use this chart to calculate your NET pay: (Federal Tax Deductions for Income) Up to $11,000 deduct 10% tax 11,001-$36,000= deduct 15% tax $36,001-$91,000= deduct 25% tax $91,001-$188,000= deduct 28% tax $188,001-$400,000= deduct 33% tax Use this chart to calculate your Car payments at a 3% interest rate: $5,000 car 60 months of $90.00 payments $10,000 car 60 months of $180.00 payments $15,000 car 60 months of $279.00 payments $20,000 car= 60 months of $361.00 payments $25,000 car 60 months of $451.00 payments $30,000 car 60 months of $541.00 payments Loan Amount $100,000 3.50% 3.75% 4.00% 4.25% $449.04 $463.12 $477.42 $491.94 $898.09 $926.23 $954.83 $983.88 Credit Score Chart Score Grading 720 and Above Excellent 680 to 719 620 to 679 580 to 619 Good Average Poor 500 to 579 Bad Less than 500 Miserable Buzzle.com Interest Rate 4.50% 4.75% 5.00% 5.25% 5.50% 6.00% $506.69 $521.65 $536.82 $552.20 $567.79 $599.55 $200,000 $1,013.37 $1,043.29 $1,073.64 $1,104.41 $1,135.58 $1,199.10 $300,000 $1,347.13 $1,389.35 $1,432.25 $1,475.82 $1,520.06 $1,564.94 $1,610.46 $1,656.61 $1,703.37 $1,798.65 $400,000 $1,796.18 $1,852.46 $1,909.66 $1,967.76 $2,026.74 $2,086.59 $2,147.29 $2,208.81 $2,271.16 $2,398.20 $500,000 $2,245.22 $2,315.58 $2,387.08 $2,459.70 $2,533.43 $2,608.24 $2,684.11 $2,761.02 $2,838.95 $2,997.75 $600,000 $2,694.27 $2,778.69 $2,864.49 $3,040.11 $3,129.88 $3,220.93 $3,313.22 $3,406.73 $3,597.30 $700,000 $3,143.31 $3,241.81 $3,341.91 $3,443.58 $3,546.80 $3,651.53 $3,757.75 $3,865.43 $3,974.52 $4,196.85 $800,000 $3,592.36 $3,704.92 $3,819.32 $3,935.52 $4,053.48 $4,173.18 $4,294.57 $4,417.63 $4,542.31 $4,796.40 $900,000 $4,041.40 $4,168.04 $4,296.74 $4,427.46 $4,560.17 $4,694.83 $4,831.39 $4,969.83 $5,110.10 $5,395.95 $4,490.45 $1,000,000 $4,631.16 $4,774.15 $4,919.40 $5,066.85 $5,216.47 $5,368.22 $5,522.04 $5,677.89 $5,995.51 30-year fixed payment chart - The Truth AboutMortgage.com $2,951.64 Use this chart to calculate your mortgage if you wish to buy a house: http://www.thetruthaboutmortgage.com/w p-content/uploads/2013/06/MortgagePaym entChart.jpg My Reflection E