1. I have $80,000 in a savings account. I will allow these funds to grow over time and will withdraw the funds in full in 10 years. I have three options in regards to the interest rate that I will receive. Option 1 is a 4.5% interest account that compounds semi-annually (twice per year). Option 2 is a 4.6% interest loan that compounds annually. And, option 3 is a 4.4% interest loan that compounds 24 times per year. Which option should I choose?