I have an assignment for grade 11 accounting and I'm a business and I have to consider the three options and pick which on is the best option for my business regarding the circumstances.

We have to keep in mind what's going on in the world and this is what I have been told:

In China, there is a declaration of an emergency due to COVID-19 on May 1st. Its a virus and its killing many and the govenrment has shutdown all businesses. Its spread to Europe and South America and some goverments have shutdown many businesses at this early stage. It is inevitable that the COVID-19 will come to Ontario.Its estimated thatmost businesses that have already shutdown may be shutdown from 6 to 12 months. Keep this in mind as the business owner and in your analysis.

These are the three options I have

The bank is expecting a payment on the loan, but has given you some options. You decide what's best for the business:

a)Made payment of $15,000 towards reducing the loan payable. This is as scheduled in the agreement.

b)Made payment of $30,000 towards reducing the loan payable. This would lessen the time outstanding for your loan so its paid off quicker, meaning less total interest.

c)Make no payment and your interest will double for all remaining amounts outstanding

Which one is the best option? I know C is not it. But I dont know if I should choose A or B because for B means I have to give more money but than if businesses are gonna shut down. does it make sense if I pay $30 000 or does it make sense to just go along with the scheduled agreement time so I can save more money for the business.