I have two options, which one should I pick and how do I calculate which one is better?

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You are buying a junkmobile for $2000. Dealer offers 2 options. Option 1: you pay cash and get 15% discount today Option 2: "0% financing". Specifically, you pay nothing today,a nd pay full price of $2000 in 1 year. On the other hand, a bank would loan you money for 10%. If you don't have money today, would you take dealer's 0% financing or bank loan? Please answer the question with supporting work 4 Payment in Payment with credit Year cash 0 -1,700.00 0.00 2,000.00 10 12 14 List price of junkmobile 15 cash payment discount 16 Bank rate of interest 17 18 19 2,000.00 15% 10% 20 21 23