I just borrowed $30,000 which I will have to pay off in 5 years together with interest. Interest accumulates at an effective rate of 10.33%. First calculate how much in total I will need to pay off this loan when it comes due, and then based on that answer calculate how much I should deposit into a sinking fund each month to be able to pay off this loan.

Assume that the sinking fund pays 3.68% compounded monthly.