I$\text{'}$m considering investing in a certificate of deposit $($CD$)$ that offers an annual interest rate of $5\%.$ I have $$10,000$ to invest today, and the CD has a term of $3$ years. At the end of the term, I'll get my initial investment back plus the interest earned.

I want to know how much money I'll have at the end of the $3$ years if I invest in this CD$.$

Summary:

Initial investment $($Present Value, PV$)$: $$10,000$

Annual interest rate: $5\%$

Investment term: $3$ years

Calculate the future value $($FV$)$ of my investment after $3$ years using the time value of money concept.