I need 1,000,000 six months from today so I make a forward transaction for delivery in six months. The spot rate is currently 1-$1.18, but the dollar is predicted to weaken against the euro. I decide to purchase my euros at the 1-$1.18 rate. When the 1,000,000 are delivered six months later, the spot rate is 1-$1.06. This is an example of O a forward premium. O invoicing in the home-country currency O a forward spot transaction. O strategic planning