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(Optional/Bonus)- Whan you're unable to payback your mortgage obligations, which one of the following rights you can exercise: Default protection package for newcomers Foreclosure Wage Garnishment Civil proceedings Question 2 (1 point) Bob has an outstanding credit card of $3000. He doesn't have any saving to pay back his credit card. He recalled he also has a line of credit (LoC) that has a limit of $4000. What he should do: None of the given choices Pay a minimum balance of the credit card from his salary or line of credit to save interest payment on LoC. Pay half of the credit card balance using LoC and remaining half as monthly payments. Pay all of his credit card outstanding using LoC as it usually has low interest rate