i need help answering this question thank you

what more need information do you need?

Part 1 and Part C Part I: TVM Analysis. The first section of the test addresses the time value of money analysis. John and Mary are a young couple, who want to put their finances in order. Both the husband and the wife are 27 years ago and in stable employment. They want to manage their savings and earning to achieve a better return and reduce the risks. You want to help them in their financial planning by answering a series of questions as follows: Will the future value be larger or smaller if we compound an initial amount more often than annually- for example, every six months, or semiannually-holding the stated interest rate constant? Why? What is the effective annual rate for a simple rate of 12 percent, compounded semiannually? Compounded quarterly? Compounded daily