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CC\&Rs for Bob Smith, Inc. Durng the original ioan, the bank included, as part of the laan documentatiant, a document calfed Covenants, Condtions \& Restrictions (CCRRs) which the compary, had to comply with to maintain its credt facilfy with the bank. The msjo condicons of this included: 1. The company will maintain at least $70,000 in their DOA (noninterest bearing checking) at al times as compensating balances against ther loan 2. The company wit maintain a current ratio of at least 2.1. 3. The company wal maintain a qukk mafo of at least 1.5:1. 4. The company wit not increase offcer salaries by more than 5% while the inan is outstanding. 5. The company will not pay bonuses to officere without the bank's explicit approval Teams wil consider complance weh the inan's ccsfo as part of thei joan apporoval procese. CC\&Rs for Bob Smith, Inc. Durng the original ioan, the bank included, as part of the laan documentatiant, a document calfed Covenants, Condtions \& Restrictions (CCRRs) which the compary, had to comply with to maintain its credt facilfy with the bank. The msjo condicons of this included: 1. The company will maintain at least $70,000 in their DOA (noninterest bearing checking) at al times as compensating balances against ther loan 2. The company wit maintain a current ratio of at least 2.1. 3. The company wal maintain a qukk mafo of at least 1.5:1. 4. The company wit not increase offcer salaries by more than 5% while the inan is outstanding. 5. The company will not pay bonuses to officere without the bank's explicit approval Teams wil consider complance weh the inan's ccsfo as part of thei joan apporoval procese