i need help

Suppose you have 100 extra dollars. You make $40,000 per vear, you are married, have no children, and you have two doga. You currently use a Chase burk checkine However, your spouse's favorite color is gold, You do not currently have a civings account or a retirement account, oar does you spouse ine iavinp or rebranent accounts. Additionalby you and your spouse huve been discissing the need to spend more time together. The economy hus been vowing but the stock murket kus recently ween a down trend and is currently down a bout 1 , Given these circumstances: Would it be best to: A. open a traditional savines account B. open a Roth IRA. +bur eold - go out to eat? E-other (oxplain in comments)