I need help with these questions please

Liam is excited about his pending purchase of a flew home because his parents are selling him their 2-unit property that they had been renting one of the two units to Liam while attending medical school. He also will be able to utilize the rental income from the 2"d unit to qualify for his purchase so his DTI will not exceed the program maximums. When going through the qualification process, the Loan Officer received an appraisal waiver for both DU and LPA. Is the loan eligible to utilize the appraisal waiver for both Fannie & Freddie? Why or why not? Answer: Question 6: Amara and Emil filed for divorce in early 2018, with a final executed divorce decree dated April 5th, 2018. Amara was awarded the marital home in Lake Tahoe, and it was decreed that she would be responsible for the existing mortgage payments and all expenses associated with the property going forward, even though the mortgage is also in Emil's name and reporting on his credit report. Emil was ordered to pay $2500 per month of child support to Amara for their one child, Arthur, who is currently 6 years old. Emil voluntarily pays an extra $1000 per month to help Amara with expenses. Emil is attempting to purchase a home and his credit report shows mortgage lates starting in July of 2018 with a notice of foreclosure in January of 2019. Per Fannie guidelines, how long does Emil have to wait to be eligible to purchase a new home due to the mortgage still reporting in his name and showing as a derogatory foreclosure seasoning event on his credit report? And what would be Emil's qualifying debt obligation for child support? swer: estion 7: Matt and Melissa are engaged to be married and are buying their first home together. They have found a home and decided that it would be best if only Matt's name was on the mortgage and title to the property. As an early wedding gift, Melissa's parents have decided to gift them their down payment so that they can get themselves settled into their new home before the wedding. What documentation do we need from Melissa's parents in order to utilize these funds? wer