I need some help with this its kind of confusing, but I did get some of the answers?

1.Indicate whether each of the following is part of M1, M2, or neither

a. A 3 year Certificate of Deposit for $500

b. $0.55 change in your car's cup holder

M1 and part of M2

c. $1,565 in your savings account

Its part of M2

d. $459 in your checking account

Its both M1 and M2

e. 100 shares of stock worth $4,000

Neither

f. A $1,000 line of credit on your Dillard's Card

Neither

g. $5,000 in quarters in the vault at the Bank of the West

h. $50 Target Gift Card

2.Joann decides to deposit into her checking account $200 in coins that she has saved in an empty bottle that she uses as a piggy bank.

a. How will M1 be changed?

b. If the reserve requirement is 10%, how will this deposit affect the bank's reserves

Total Reserves (TR) ________ Required(RR) _______ Excess (ER)_________

c. If the bank loans out the newly acquired excess reserves, how much could the money supply of the entire banking system be expanded based upon Joann's new deposit?

_______________

3.Joann withdraws $1,000 from her checking account at the Bank of the West.She plans on attending a festival and wants to have some cash to spend.How will the:

a. money supply be affected

b. the reserves of the bank be affected (+ or - how much)

TR _______RR ________ER _________