i need the pertinant facts, issue of the law, decision in the case, and reasoning for such decision.

Charlie went to Benson's jewelry store on February 4. He made a purchase and delivered to Benson a check drawn for the sum of eightfive dollars upon a Boxboro bank. At that point in time, he had insufficient funds in or credit with the bank to meet the check in full on presentation. The check was post-dated by two days so that it was not payable until Monday February 6. The check was refused payment due to insufficient funds