I need to learn the steps please help

What is the annual payment on a three vear loan of $1,000 with an interest of 89? \begin{tabular}{|} \hline$387.90 \\ \hline$271.38 \\ \hline$300.00 \\ \hline$457.24 \\ \hline \end{tabular} Question 8 1 pts You plan to graduate from college in three years. Your scholarship is paid tor by workstudy which also pays you a stipend of $5,000 per year. Suppose you want to save $3,000 of the stipend each year in a savings account earning 3%. How much savings will you have when you graduate? \begin{tabular}{|} $9000.00 \\ $9457.83 \\ $9270.00 \\ $9272.70 \end{tabular}