I need to write a formula in google sheets that answers how much will my credit card balance be after x time intervals. I know the algebraic formula is: Previous balance*[(1+r)(1-m)]^t

Here are the specifics of the question:

Previous balance: $2,123.00

APR: 12.90

Min payment percent: 5.00%

Number of monthly payments: 24

Please let me know the Google Sheets formula you used to get the answer of $867.12