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I plan to invest $100 in my savings account today. The savings account pays interest every six months. The advertised stated rate is 9%. I

I plan to invest $100 in my savings account today. The savings account pays interest every six months. The advertised stated rate is 9%. I will probably cash out my investment in 3 years. That will be on a Tuesday when there is an eclipse of the Sun according to the updated Mayan calendar. This will be the 2nd eclipse on a Tuesday to occur within the last 365 days.

What is the effective rate?

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