I tax-deferred annuities are not withdrawn at the time of your death, then 1.75 O A. Al gains over original cost associated with tax-deferred annuities are subject to tax at ordinary income ratos OB. All gains over original cost associated with tax-deferred annuities are subject to 10% penalty OC All gains over original cost associated with tax deferred annuities are not taxable. OD. All gains over original cost associated with tax-deferred annuities are taxable up to the amount contributed E None of the above