i want the correct ans

3. Your are the beneficiary of your grandmother's life insurance. She dies and the insurance company has provided you with the following two options: either (1) Receive $115,000 today or (2) receive $12,000 each year for 30 years. Assume that the required rate of return is 10% and that the first payment is due today. Which option would you choose? a. I would choose option 1 O b. I would choose option 2 O c. I am indifferent, both options have the same present values O d. I can't decide based on the given information