I what type of assets would a commercial bank's corporate customer use to finance with a working capital loan? A. Factory building B. Accounts receivable C. Machinery D. Inventory E. Both Band D 2. The interest rate that commercial banks charge their most creditworthy corporate customers Is A. Fed Funds rate B. Treasury Bill rate C. LIBOR rate D. Prime rate E. None of the above 3. Which of the following is (are) a use of funds for a bank? A. Checking accounts B. Certificates of deposit C. Treasury bills D. Consumer loans E. Both C and D 4. As of 12/31/19, Cullen-Frost bank had a higher capital ratio than JP Morgan Chase or Bank of America. This indicates what? A. Cullen-Frost has a more conservative management policy B. The two larger banks are less leveraged C. Cullen-Frost is not obeying capital regulations D. Cullen-Frost is less leveraged than the two larger banks E. Both A and D 5. Which of the following statements is (are) incorrect? a Banks have expanded their business across services over time, b. Acquisitions have been a convenient method for banks to grow quickly and capitalize on economies of scale e. The banking industry has become less concentrated in recent years, d. All of the statements above are correct e. None of the above are correct