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8. According to the article, Workers tell Wells Fargo horror stories, which of the following is not one of the mentioned causes for the millions of unauthorized bank accounts? a) Ethical and legal dilemmas were ignored by management b) Employees were expected to sell eight financial products to each customer c) Incentives, such as paid vacation, encouraged employees to create fictious accounts d) Managers were yelling at employees to reach sales quotas 9. Which of the following is true related to variable costs and fixed costs (assuming they are within the relevant range)? a) The fixed cost per unit remains the same regardless of changes in activity level. b) Total variable cost remains the same regardless of changes in activity level. c) The variable cost per unit decreases as the activity level increase d) Total fixed costs remain the same regardless of changes in the activity level. 10. Which budget helps to answer the question: How much raw materials will we need to purchase and what is the cost? a) Schedule of cash collections b) Cash budget c) Production budget d) Direct material budget 11. Raw material costs that can't easily be traced to a finished product or are relatively insignificant are known a) Manufacturing overhead b) Selling costs c) Period costs d) Indirect labor 12. According to Management Insight - Louis Vuitton, which of the following is not an example of how the luxury goods manufacturer adopted "lean processes to reduce stockout? a) Sharing sales information from the individual store level to corporate headquarters so that production could be adjusted accordingly. b) Focused on nonvalue-added processes to reduce bottlenecks and wasted time c) Substituted high quality material for sustainable and cheaper materials d) Organized factories into 10-person teams in U-shape clusters