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i wonder this is annunity due or annuity immediate? Problem 3.2 An investor aged exactly 33 makes monthly payments of $250 starting one month from

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i wonder this is annunity due or annuity immediate?

Problem 3.2 An investor aged exactly 33 makes monthly payments of $250 starting one month from now, to an annuity earning a nominal annual interest rate of 4.5% convertible monthly. The last deposit will be one month before her 65th birthday. The investor plans to withdraw a perpetuity of X from the fund, beginning with her 65th birthday. Calculate X

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