I. Your Plan You have a health insurance policy with a $200 monthly premium, a $7,500 deductible, a $45 copay for outpatient visits (MD \& Physical tx) and $500 for emergency services, a 20% co-insurance for hospitalization and all outpatient prescription drugs, lab and diagnostic radiology. Co-pays and co-insurance start after you have paid the full deductible. II. Your Use of Services During the year you receive your flu shot, a routine physical, an emergency department visit for abdominal pain @ $3,500, a hospitalization for an appendectomy for $7,000, post hospital prescriptions for infection control and pain management for $550, a follow up visit to your surgeon for $250