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iBank located in Singapore has the following balance sheet (in million): Assets Duration Cash S$20 Interbank loans S$40 Loans S$340 1 year 5 years 1

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iBank located in Singapore has the following balance sheet (in million): Assets Duration Cash S$20 Interbank loans S$40 Loans S$340 1 year 5 years 1 year T-Bill S$100 Total assets: S$400 Duration S$40 S$100 Liabilities and Equity Deposits Long-term deposits Certificate of deposits Equity Total liabilities and equities: 0.5 years 3 years 4 years S$200 S$60 S$400 Required: a. Compute durations for both assets and liabilities portfolios. Is iBank's assets or liabilities portfolio more sensitive to interest rate risk? (5 marks) b. Calculate the leverage-adjusted duration gap. Critically evaluate the interest rate risk exposures of Bank. (5 marks) C. List and explain two types of risks which iBank exposes to other than interest rate risk (5 marks) d. Calculate the impact of 2006.p. decline in interest rates on iBank's net worth (assume AR/(1+R) = 0.02) (5 marks) e. If iBank uses the forward contract to hedge its interest rate risk, should the bank take a short or long position on the forward contract? Justify your answer. (10 marks) a f. Propose a possible strategy based on the matching duration approach for the bank to reduce (immunize against) the above interest rate risk. Justify your answer. (10 marks) g. Assume today's yield on the T-Bill investment indicated in the balance sheet above is 7 percent p.a. and today's dollar market value of T-Bill is S$95 million. Assuming that during the last year, the standard deviation in daily yields for T- Bill was 20 basis points. 91) Suppose we define bad yield changes such that there is a 1 percent chance that the next day's yield increase will exceed this given adverse move. Estimate value at risk over a period of 10 days for this T-Bill. (5 marks) 92) Suppose we define bad yield changes such that there is a 5 percent chance that the next day's yield increase will exceed this given adverse move. Would the value at risk over a period of 10 days for this T-Bill be different from that in part (91)

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