Identify the primary risk that is inherent in the following scenario: Several Wells Fargo's retail bankers created over 3.5 million fictitious savings and checking accounts between January 2009 and September 20016 due to pressure to meet account opening targets. The accounts were created without the approval and knowledge of customers. The Bank was forced to settle with the Department of Justice and the Securities and Exchange Commission for $3 billion. Technology risk Liquidity risk Operational risk Credit risk O Country risk