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Identify the primary risk that is inherent in the following scenario: The COVID-19 pandemic impact on business and households have resulted in increased unemployment and

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Identify the primary risk that is inherent in the following scenario: The COVID-19 pandemic impact on business and households have resulted in increased unemployment and business closures. Consequently, financial institutions are concerned about the capacity and ability of their affected borrowers to repay their loans. Off Balance sheet risk Liquidity risk Credit risk Foreign Exchange risk O Capital risk

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