Identify two risks (ERM) in the commercial cleaning supplies and Janitorial services industry. Address the three challenges, including completeness, efficiency, and internal consistency, in the ERM framework by Segal, S. (2011). Explain how the commercial cleaning supplies and Janitorial services industry can address these challenges, including completeness, efficiency, and internal consistency. Explain another way the commercial cleaning supplies and Janitorial services industry could address the challenges for the risk involved. Explain how the risks, efficiency, and internal consistency are being managed in the commercial cleaning supplies and Janitorial services industry by applying the elements of ERM frameworks. Explain how the risks, efficiency, and internal consistency could be managed, by using a Value-Based ERM Framework or applying ERM elements if they need to be managed