Identify which categories of internal risk would be the best fit for each scenario. $($Select the primary category, even if there is a "secondary" category that would also be appropriate.$)$

Employees at Gandhi are permitted to work remotely five days a week. However, due to lack of supervision, the remote workers are less productive than the officebased employees.

After a series of "food poisoning" incidents at a local farm$-$to$-$table restaurant angry customers posted to social media about their awful experiences.

All of the cash register clerks at Morgan Merchandise are permitted to accept returns from customers. Manager approval is not required. As $1.$ operational risk a result, the company is experiencing a high rate of

$2.$ financial risk returns that are missing the